Showing posts with label Medicare Part B. Show all posts
Showing posts with label Medicare Part B. Show all posts

Thursday, May 23, 2013

Medicare Beneficiaries are overpaying for their Medicare Supplement Insurance.


WHY Medicare Beneficiaries are overpaying for their Medicare Supplement Plan? 

A Medicare Supplement Insurance Plan is offered by private insurance companies to pay the hospital and medical bills that Medicare does not pay. 

I believe people on Medicare are overpaying for their Medicare Supplement Plan for 3 reasons:

  1. People do not know that all Medicare Supplement Plans offer the same coverage.
  2. People do not know when they can shop for a lower monthly premium.
  3. People do not know how to lower their monthly premium.

1) ALL Medicare Supplement Plans are federally regulated and offer the same exact coverage. Medicare Supplement Plan F is Medicare Supplement Plan F. It does not matter who your Medicare Supplement Insurance Company is, PLAN F IS THE SAME WITH ALL MEDICARE INSURANCE COMPANIES. 

Please note, the same goes for all Medicare Supplement Plans, Plan G, Plan N, etc...
 
2) You can start paying less for your Medicare Supplement Insurance Plan "Right Now". The Medicare Annual Enrollment Period of 10/15 through 12/07, only refers to your Medicare Part D and/or Medicare Advantage Plan. For your Medicare Supplement Plan, you have the freedom to shop and compare at any time of year. 
 
3) It is easy to apply to lower your Medicare Supplement Insurance monthly premium. Most Medicare Supplement Insurance Companies have developed a "Telephonic Application". This makes it really easy to submit an application to lower your monthly premium. 
 
"MedicareBob" and Senior Healthcare Direct can help. We are 6 licensed insurance agents that are licensed in over 40 states. We are unique because we are approved and appointed with over 35 Medicare Supplement Insurance Companies, Aflac, Aetna, AARP/United Healthcare, Anthem Blue Cross Blue Shield, Cigna, Mutual of Omaha, etc...) It is our job to make sure that our Clients are always paying the best price for their Medicare Supplement Plan.  

For more information, or to shop your Medicare Supplement Price, please contact "MedicareBob"

 Robert W. Bache aka "MedicareBob"
Bob@MedicareBob.com
Toll Free: 1-855-368-4717

 

Monday, May 20, 2013

Medicare Advantage Plan that is an "HMO"


Medicare Advantage Plan that is an "HMO".

A Medicare Advantage Plan that is an "HMO" requires you to receive your healthcare from a network / list of approved Providers.
  • The monthly premium is generally $0.00.
  • The benefits are typically very strong.
  • You can still receive care anywhere in the County as long as it is an emergency.
Go to www.MedicareBob.com today to receive a list of the Medicare Advantage Plans in your County.

Robert W. Bache
1-855-368-4717
www.MedicareBob.com
www.SrHealthcareDirect.com

Wednesday, May 15, 2013

Medicare and Diabetes, what is covered?

Medicare and Diabetes, what is covered?

According to the American Diabetes Association, 25.8 million people in the United States have been diagnosed with Diabetes.

It is important that people on Medicare understand how:
  1. Medicare cover diabetes
  2. Medicare Supplement Plans cover diabetes
  3. Medicare Advantage Plans cover Diabetes
1) Medicare Part B will cover 80% of the following:
  • Blood sugar testing strips and monitors
  • Lancet devices and lancets
  • Therapeutic shoes or inserts
  • Yearly eye exam
  • Foot exam
2) Medicare Supplement Plans will cover the other 20% of the services that are covered by Medicare Part B.

3) Medicare Advantage Plans, these Plans are all different based on where you live and what is offered. Some Medicare Advantage Plans are designed for people with diabetes, "Medicare Advantage Special Needs Plan / Diabetes". These are really cool, and you are not restricted to the Annual Enrollment Period, so you have more flexibility to when you can enroll into the Plan.

For more information about how Medicare, Medicare Supplements and Medicare Advantage work with Medicare visit: www.SrHealthcareDirect.com and go to the titled post.

EVEN BETTER: Call me, Robert Bache: 727-643-0219 or Toll Free: 1-855-368-4717.
I know Medicare, please call me MedicareBob or visit www.MedicareBob.com

Sources: The American Diabetes Association; Medicare

Obamacare Changes Medicare Part B

Obamacare changes Medicare Part B

Obamacare has added more Preventive Service to Medicare Part B.

  • Bone mass measurements
  • Cardiovascular disease screenings
  • Cervical and vaginal cancer screening
  • Mammograms
  • Physicals
  • Flu Shot

For a complete listing of all of the added Preventive Services that are now being covered by Medicare Part B, Click Here and/or go to www.SrHealthcareDirect.com or www.MedicareBob.com

Do you have a Medicare Question? Please call or email me:
Robert@SrHealthcareDirect.com
Toll Free: 1-855-368-4717
Cell Phone: 727-643-0219

Posted By: Robert W. Bache, please call me MedicareBob.