What is a Medicare Advantage (Medicare Part C) HMO Plan?

HMO (or health maintenance organization) health insurance plans provide insurance if you receive services from an in-network provider. The only out-of-network services available are those on an emergency basis. Many HMOs require enrollees to see a primary care physician (PCP) chosen by the member who will refer them to a specialist if deemed necessary for high-cost services like MRIs or surgeries. HMOs typically provide richer coverage than a PPO health insurance plan. However, they often cost more due to the better benefits.

HMO plans often do not include deductibles, but copays are charged per office. HMO plans typically allow a member to have lower out-of-pocket healthcare costs, but require the member

Because an HMO plan will not pay for you to see an out-of-network provider except in an emergency, it is very important to ensure that your existing doctors and a high quality hospital in your area are in your network. This ensures that in both routine and unforeseen circumstance you have access to high quality health care providers in your area.

HMOs were introduced in 1974 by enabling federal legislation that ultimately spurred the creation and growth of many large HMOs across the country. HMOs came under heavy criticism because of their tight cost controls, referrals, second opinions, pre-certifications, and other stringent cost controls. Many of those cost controls have been replaced with higher cost-sharing. For instance, for many HMOs a specialist referral has been replaced with a split copay for physician visits. Copays that might have been $20 to see a physician with a specialist referral have largely been replaced with a $20 copay for physician, $40 copay for specialist setup. But the HMOs still retain their rich preventive and other benefits provided you stay in network.

CLICK HERE TO VIEWTHE MEDICARE HMO PLANS IN YOUR COUNTY.

CLICK HERE TO WATCHA 2 MINUTE VIDEO ABOUT MEDICARE HMO PLANS.

HMO Medicare Advantage Plan

August 26, 2013 admin No Comments

What is a Medicare Advantage (Medicare Part C) HMO Plan?
HMO (or health maintenance organization) health insurance plans provide insurance if you receive services from an in-network provider. The only out-of-network services available are those on an emergency basis. Many HMOs require enrollees to see a primary care physician (PCP) chosen by the member who will refer them to a specialist if deemed necessary for high-cost services like MRIs or surgeries. HMOs typically provide richer coverage than a PPO health insurance plan. However, they often cost more due to the better benefits.
HMO plans often do not include deductibles, but copays are charged per office. HMO plans typically allow a member to have lower out-of-pocket healthcare costs, but require the member
Because an HMO plan will not pay for you to see an out-of-network provider except in an emergency, it is very important to ensure that your existing doctors and a high quality hospital in your area are in your network. This ensures that in both routine and unforeseen circumstance you have access to high quality health care providers in your area.
HMOs were introduced in 1974 by enabling federal legislation that ultimately spurred the creation and growth of many large HMOs across the country. HMOs came under heavy criticism because of their tight cost controls, referrals, second opinions, pre-certifications, and other stringent cost controls. Many of those cost controls have been replaced with higher cost-sharing. For instance, for many HMOs a specialist referral has been replaced with a split copay for physician visits. Copays that might have been $20 to see a physician with a specialist referral have largely been replaced with a $20 copay for physician, $40 copay for specialist setup. But the HMOs still retain their rich preventive and other benefits provided you stay in network.
CLICK HERE TO VIEW THE MEDICARE HMO PLANS IN YOUR COUNTY.
CLICK HERE TO WATCH A 2 MINUTE VIDEO ABOUT MEDICARE HMO PLANS.

Medicare insurance question? What quotes from 20+ Medicare Supplement Companies? What a chart of the available Medicare Advantage Plans in you County? Call me, Robert W. Bache aka MedicareBob: 1-800-525-0299.
Robert W. Bache aka “MedicareBob”
President / Producer
Senior Healthcare Direct
Direct Toll Free: 1-800-525-0299
Company Toll Free: 1-855-368-4717
www.SrHealthcareDirect.com
Learn more about Robert aka “MedicareBob”
http://srhealthcaredirect.com/medicarebob/
Please “Like” Senior Healthcare Direct on Facebook:
https://www.facebook.com/MedicareBob?ref=hl

- See more at: http://srhealthcaredirect.com/hmo-medicare-advantage-plan/#sthash.AbytLJs4.dpuf

Medicare insurance question? Want quotes from 20+ Medicare Supplement Companies? Want a chart of the available Medicare Advantage Plans in you County?

Call me, Robert W. Bache aka MedicareBob: 1-800-525-0299.

Robert W. Bache aka “MedicareBob”
President / Producer
Senior Healthcare Direct
Direct Toll Free: 1-800-525-0299
Company Toll Free: 1-855-368-4717

www.SrHealthcareDirect.com

Learn more about Robert aka “MedicareBob”

http://srhealthcaredirect.com/medicarebob/

Please “Like” Senior Healthcare Direct on Facebook:

https://www.facebook.com/MedicareBob?ref=hl

HMO Medicare Advantage Plan

August 26, 2013 admin No Comments

What is a Medicare Advantage (Medicare Part C) HMO Plan?
HMO (or health maintenance organization) health insurance plans provide insurance if you receive services from an in-network provider. The only out-of-network services available are those on an emergency basis. Many HMOs require enrollees to see a primary care physician (PCP) chosen by the member who will refer them to a specialist if deemed necessary for high-cost services like MRIs or surgeries. HMOs typically provide richer coverage than a PPO health insurance plan. However, they often cost more due to the better benefits.
HMO plans often do not include deductibles, but copays are charged per office. HMO plans typically allow a member to have lower out-of-pocket healthcare costs, but require the member
Because an HMO plan will not pay for you to see an out-of-network provider except in an emergency, it is very important to ensure that your existing doctors and a high quality hospital in your area are in your network. This ensures that in both routine and unforeseen circumstance you have access to high quality health care providers in your area.
HMOs were introduced in 1974 by enabling federal legislation that ultimately spurred the creation and growth of many large HMOs across the country. HMOs came under heavy criticism because of their tight cost controls, referrals, second opinions, pre-certifications, and other stringent cost controls. Many of those cost controls have been replaced with higher cost-sharing. For instance, for many HMOs a specialist referral has been replaced with a split copay for physician visits. Copays that might have been $20 to see a physician with a specialist referral have largely been replaced with a $20 copay for physician, $40 copay for specialist setup. But the HMOs still retain their rich preventive and other benefits provided you stay in network.
CLICK HERE TO VIEW THE MEDICARE HMO PLANS IN YOUR COUNTY.
CLICK HERE TO WATCH A 2 MINUTE VIDEO ABOUT MEDICARE HMO PLANS.

- See more at: http://srhealthcaredirect.com/hmo-medicare-advantage-plan/#sthash.AbytLJs4.dpuf

MedicareBob's Blog

Monday, August 26, 2013

HMO Medicare Advantage Plans

HMO Medicare Advantage Plan

HMO Medicare Advantage Plan

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