They are both good, there is no wrong answer.
Summary of Medicare Advantage Plan:
- Low monthly premium
- HMO/PPO means you can only go to certain Doctors and Hospitals
- "Pay as you go", you will have copay's for Medical Services: Doctor visits, Hospitalization, Lab Work, Advanced Imaging, etc...
If you are comfortable with having a list of Doctors/Hospitals/Facilities, and you do not mind be required to pay a copay every time you use your Plan, than yes, a Medicare Advantage might be a good fit for you.
Summary of Medicare Supplement Plan:
- Flexibility, you can go to any Hospital/Doctor/Facility that accepts Medicare
- Predictable, Medicare Supplement's pay what Medicare would normally charge you
- An additional $80 to $140 monthly premium
Not so healthy person: Yes, you will save money by purchasing a Medicare Supplement Plan.
Healthy person: Would you consider the additional monthly premium a cost of living or a waste of money?
- Waste of money: Then you are not a Medicare Supplement type of person...
- Cost of living: I am 65 or older, things happen...
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Call Me, Robert W. Bache Toll Free: 1-855-368-4717 or Cell: 727-643-0219.
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